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| Travel Insurance |
We offer all cruise customers the option of purchasing
trip insurance. Any vacation is an investment and trip insurance
is a sure way to protect that investment in case the unexpected
happens -- injury, illness, or death to you, a traveling companion
or a family member. It protects the traveler against cancellation
penalties and travel interruptions. In addition, it covers emergency
medical expenses, lost baggage and delayed or damaged baggage.
Call one of our cruise specialists to find out which travel insurance
plan meets your specific needs. Our plan prices are listed below.
Additional restrictions may apply. Check with your agent or refer
to your policy. Pre-Existing Medical Condition Exclusion Waived.
If insurance is purchased within 7 days of initial payment.
If insurance is purchased within 7 days of initial trip deposit,
the following benefits will apply:
• Pre-existing medical condition exclusion will be waived.
• Trip Cost Financial Default Protection
• $250 Change of Mind Coverage
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| Trip Interruption |
125% Trip Cost |
| Travel Delay ($200 max p/day) |
$1000 |
| Baggage & Travel Documents |
$1000 |
| Baggage Delay |
$200 |
| Medical Expense |
$50,000 |
| Emergency Medical Transportation |
$300,000 |
| Accidental Death & Dismemberment |
$25,000 |
| Travel Guard* Assistance |
Included |
| Livetravel |
Included |
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| Trip Cost |
Age
0-34 |
Age
35-59 |
Age
60-69 |
Age
70-74 |
Age
75-79 |
Age
80-84 |
Age
85+ |
| $1-500 |
$35 |
$41 |
$59 |
$65 |
$83 |
$111 |
$139 |
| $501-1000
|
$59 |
$71
|
$98 |
$115 |
$143 |
$200 |
$224
|
| $1001-1500
|
$85 |
$97 |
$137 |
$161 |
$208 |
$260 |
$310 |
| $1501-2000
|
$109 |
$134 |
$175 |
$206 |
$277 |
$353 |
$396 |
| $2001-2500
|
$136 |
$167 |
$214 |
$265 |
$347 |
$455 |
$509 |
| $2501-3000
|
$159 |
$200 |
$254 |
$319 |
$417 |
$558 |
$625 |
| $3001-3500
|
$183 |
$241 |
$293 |
$372 |
$501 |
$655 |
$733 |
| $3501-4000
|
$205 |
$273 |
$332 |
$426 |
$573 |
$748 |
$838 |
| $4001-4500
|
$229 |
$306 |
$370 |
$493 |
$646 |
$841 |
$942 |
| $4501-5000
|
$252 |
$349 |
$409 |
$548 |
$717 |
$935 |
$1047 |
| $5001-5500
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$290 |
$384 |
$449 |
$603 |
$789 |
$995 |
$1114 |
| $5501-6000
|
$310 |
$429 |
$509 |
$658 |
$862 |
$1054 |
$1180 |
| $6001-6500
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$337 |
$465 |
$546 |
$736 |
$934 |
$1152 |
$1290 |
| $6501-7000 |
$367 |
$515 |
$588 |
$791 |
$1,005 |
$1250 |
$1400 |
| $7001-8000
|
$420 |
$570 |
$670 |
$877 |
$1114 |
$1383 |
$1549 |
| $8001-9000 |
$484 |
$663 |
$756 |
$990 |
$1259 |
$1567 |
$1755 |
| $9001-10,000 |
$558 |
$738 |
$842 |
$1104 |
$1402 |
$1746 |
$1955 |
| $10,001-11,000 |
$627 |
$845 |
$973 |
$1275 |
$1620 |
$2015 |
$2257 |
| $11,001-12,000 |
$696 |
$939 |
$1080 |
$1415 |
$1798 |
$2237 |
$2506 |
| $12,001-13,000 |
$765 |
$,032 |
$1187 |
$1556 |
$1977 |
$2460 |
$2755 |
| $13,001-14,000 |
$834 |
$1125 |
$1295 |
$1696 |
$2156 |
$2682 |
$3004 |
| $14,001-15,000
|
$903 |
$1218 |
$1402 |
$1837 |
$2334 |
$2904 |
$3253 |
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Trip Cancellation
& Interruption
Trip
cancellation and interruption pays for forfeited, non-refundable,
unused payments or deposits if due to:
• Sickness,
injury or death of the insured, a traveling companion or family member
• Financial default by the airline, cruise line, or tour operator
• Termination of employment or layoff affecting you or your traveling
companion
• Weather conditions causing delay or cancellation
of travel
• Your home being made uninhabitable by fire, flood,
vandalism, burglary or natural disaster
• Your being subpoenaed,
required to serve on jury duty, hijacked or quarantined
•
Being involved in or delayed due to a traffic accident en route to
departure
• Military Duty (having your leave revoked or being
reassigned within 10 days of departure date)
• Being the
victim of a felonious assault within 10 days prior to your departure
date
Reasons not covered
• Carrier caused delays such as
mechanical difficulties (covered under Travel Delays)
• Travel
arrangements cancelled by the tour operator, airline, or cruise line.
• Change in plans ("I just don't want to go.")
• Normal pregnancy or childbirth
• Financial circumstances
("I can't afford to go.")
• Business or contractual
obligations ("My boss changed my vacation.")
•
Any government regulation or prohibition, war, civil disorder, nuclear
reaction or contamination
Tour
Cost - Default Protection
• Pays lost deposits due to the Financial Default of any
airline, tour operator, or cruise line.
• Default by the
person, agency, or tour operator from whom you purchased your travel
arrangements or this coverage is excluded.
Baggage
Delay $200
• Reimburses for the purchase of essential items if bags
are delayed for more than 24 hours
Travel
Delay $600
Reimburses up to $200 a day for additional accommodations and
traveling expenses if delayed for 12 hours due to:
• Carrier
delay such as mechanical difficulties or weather
• Lost passport,
money, or travel documents
• Natural disaster
•
Injury or sickness of the insured or Travel companion
Emergency Medical Transportation $300,000
• Evacuation to nearest
adequate medical facility
• Up to $5,000 for medical escort
• Transportation of remains upon death
Baggage
& Travel Documents $1,000
• Reimburses for loss, theft, damage, and mysterious disappearance
of baggage and personal effects
• Primary coverage- no need
to present a claim to another carrier such as homeowner's
•
Covers loss due to unauthorized use of credit cards if the insured
has complied with credit card conditions
• Pays for administrative
fees to reissue lost or stolen tickets
Missed
Cruise Connection $500
• Reimburses up to $500 for additional transportation costs
to join your trip
• Also pays for reasonable accommodation
and meals (up to $100 per day) for the non-refundable unused portion
of the prepaid expenses
Accidental
Death & Dismemberment $25,000
Covers death and loss of limb or eyesight within 180 days of an accident
Medical Expense $50,000
• No daily limits or deductibles
• Pays for doctor,
hospital, ambulance services, and prescription medications. Initial
treatment must be received during the trip. We will pay for covered
expenses for up to one year from date of injury or sickness
•
Pays for emergency dental expenses during the trip
Travel Guard® Assistance - this is a service benefit
• Advancement of funds to cover on-site medical expenses
• Telephone interpretation services in major languages
•
Replacement of lost passport and other incidentals as may be required
• Assistance in locating local physicians, dentists, or medical
facilities
• Professionals will monitor the insured's condition
and contact their personal physician
• Evacuation to a hospital,
treatment facility or back home
• 24 hour emergency hotline
Pre-Existing Medical Condition
Exclusion Applicable To All Coverages
We will not pay for loss or expense incurred as the result of injury
or sickness of an insured or family member which manifests itself
during the 60 days immediately preceding and including the effective
date, unless the condition is controlled through the taking of prescription
drugs or medication and remains controlled throughout the 60 day period.
A sickness has manifested itself when:(a) medical treatment has been
given; (b) there exist symptoms which would cause a reasonably prudent
person to seek diagnosis, care, or treatment.
NOTE: The above exclusion will be waived if the insurance is purchased
within 7 days of initial payment. This is applicable to all coverages
contained in the policy. You must be medically able to travel when
you pay your premium. In the event that a claim is filed, the injury
or illness must be substantiated to our claims department.
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For questions regarding insurance call TRAVEL
GUARD
24 hours a day, 7 days a week
877-327-7302
Refer to product number 007798
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